Retirement in Sight
Monthly news and information for current and future retirees.

December 2019
READY FOR MORE RETIREMENT TOGETHER?
A career-focused couple may spend as little as 5 to 6 hours interacting with each other on most days, given hours spent working, commuting, shopping, and running errands apart. Once retired, that same couple may spend as many as 15 to 16 hours together each day.
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November 2019
THE RIGHT HABITS TO LIVE WELL IN RETIREMENT
Are you exercising to a degree that, while not arduous, takes you slightly out of your physical comfort zone? Strength training and endurance training are particularly important as we age, and so is stretching to maintain flexibility.
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October 2019
GENERATING RETIREMENT INCOME
If you can continue at your current job for a few years, those are years where you aren’t spending retirement income, which may allow you to continue accumulating money in your retirement accounts or other investments.
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September 2019
SUNNIER PROSPECTS FOR WORKING AS A SENIOR
In recent years, a steady stream of articles has appeared, questioning baby boomers’ hopes to keep working part time in their retirement years. These articles have tended to take a skeptical view of such ambitions. Well, maybe it is time to sweep some of the skepticism away.
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August 2019
MORE SENIORS, BUT PERHAPS FEWER DOCTORS?
Ideally, the ranks of primary care physicians and specialists would expand to meet the demands posed by retiring baby boomers on the health care system. In reality, things are quite the opposite: America is staring at an oncoming doctor shortage.
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July 2019
HOW RETIREMENT SAVING RELATES TO RETIREMENT SPENDING
Just as there is no one-size-fits-all retirement strategy, there is no “average” retirement savings number that applies for every individual or couple.
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June 2019
CAN YOU STAY ON A COMPANY HEALTH PLAN AFTER AGE 65?
Generally, Medicare is available for people age 65 or older; this is well-known. What is less well-known is the fact that some companies can legally cancel group health insurance for a worker reaching this milestone. Baby boomers who aspire to keep working into their mid-sixties may want to take note of this.
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May 2019
RETIRING WITH A CASH RESERVE
Many people want to enter retirement with a) investments that may have benefited from years of growth and compounding, b) a manageable debt position, and c) a cash reserve for emergencies. Just how large should that cash reserve be?
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April 2019
PET OWNERSHIP COULD CORRELATE WITH HEALTHIER AGING
Each fall, the American Association of Retired Persons (AARP) and the University of Michigan sponsor a National Poll on Healthy Aging. In the 2018 poll, a majority of adults aged 50-80 said that they owned a pet, and many reported distinct benefits from that friendship. Eighty-six percent said that their pet(s) made them feel loved, and 79% credited their pets for reducing stress in their daily lives.
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March 2019
COULD WORKING A LITTLE AFTER 70 BECOME ROUTINE?
Some baby boomers and Gen Xers hope that they can work into their seventies. Is that hope unfounded? It may not be. Consider the nation’s shifting generational demographics, and how they may reshape the workforce.
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February 2019
HOW CAN A WOMAN TRY TO PREVENT OUTLIVING HER MONEY?
Certain financial decisions may help a woman grow and sustain her retirement assets across the decades to make up for time out of the workforce and the prevalent earnings gender gap. Obviously, one fundamental move would be to start saving and investing for retirement as early as possible – but other, sometimes under recognized choices may also allow a woman to make more financial progress.
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January 2019
THINK OF THESE FACTORS AS YOU THINK ABOUT RETIREMENT INCOME
If retirement is drawing closer, you will want to ask yourself some key questions relating to your future income. Answering these fundamental questions may help to give you a better picture of the monthly cash flow needs of your retiree household.
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