Retirement in Sight
Monthly news and information for current and future retirees.

July 2022
WHO CLAIMS SOCIAL SECURITY AT 62, AND WHY?
In a perfect world, most would consider waiting until their full retirement age to file for Social Security.

June 2022
HEALTH SAVINGS ACCOUNTS FOR RETIREMENT
If you have the chance to open a Health Savings Account (HSA), you might want to take a look.

May 2022
RETHINKING RETIREMENT
Some of the “conventional financial wisdom” circulating about retirement may need a second look because those assumptions may not prove true for everyone. .

April 2022
A SPRING CLEANING FOR YOUR RETIREMENT STRATEGY
Spring cleaning: you tidy up, organize, and put things in order. You can take a “spring cleaning” approach to your retirement, just as you can with your home or garage.

MARCH 2022
A STRATEGY FOR MONETARY GIFTS FOR FAMILY
Have you ever thought about giving financial gifts to your kids or grandkids? Many affluent retirees and pre-retirees do this, often with an eye toward furthering family wealth.

FEBRUARY 2022
GUARDING AGAINST THE FOUR COMMON MONEY BIASES
Our attitudes about investing, saving, spending and financial matters are shaped by a variety of influences, both early and later in life.

JANUARY 2022
HOW MUCH WILL SAVING AN EXTRA $1K EACH YEAR HELP YOU?
Did you ever wonder what might result from such a small boost to your retirement saving effort, even in midlife?

DECEMBER 2021
WHEN YOU ARE WITHIN FIVE YEARS OF RETIREMENT
If your anticipated retirement date seems about five years away, think about some of the proactive steps you could take before that date arrives.

November 2021
IF THE SECURE ACT 2.0 BECOMES LAW, WHAT CHANGES?
When the Setting Every Community Up for Retirement Enhancement (SECURE) Act became law on January 1, 2020, it altered rules for retirement accounts with a goal of helping both retirees and pre-retirees.

October 2021
ROBOCALLS, ROBOTEXTS: PROTECT YOURSELF, AND YOUR MONEY
Are you getting more unwanted text messages on your phone than you used to get? That is partly the result of a good thing – robocalls have declined. Robotexts, however, have increased. As robotexts bilked Americans out of $86 billion in 2020, you want to be wary of even the most innocuous messages coming your way.
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September 2021
POSSIBLE CHANGES FOR CATCH-UP CONTRIBUTIONS
Since 2002, Americans aged 50 and older have been permitted to make annual “catch-up” contributions to popular retirement accounts – but according to Vanguard’s 2021 How America Saves report, just 15% of retirement savers do. One factor may be the limits on these contributions. Many pre-retirees who are old enough to “catch up” would like to contribute considerably more to their retirement plans, as they need to ramp up their rate of saving.
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August 2021
CAN HAVING THREE GOOD FRIENDS PROMOTE A HAPPY RETIREMENT?
We can reasonably say that the more money you retire with, the more potential you have to enjoy retirement. Now, what about friendship? If you maintain some strong friendships and an active social circle after age 60, can that make a big difference in the quality of your “second act”?
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July 2021
IS FINANCIAL HEALTH A FACTOR IN YOUR OVERALL HEALTH?
Data from a newly released Harris Poll of more than 1,000 U.S. workers suggests that a majority of pre-retirees might answer “yes” to that question.
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